Action: As you go through closets, storage, or the garage, pull aside 5-10 items you haven’t used in the last year and list them this week (think small appliances, tools, baby gear, decor).

Price them to sell, not sit - and use platforms like Facebook Marketplace or Kijiji or ask friends and family if they are interested in anything you are selling. Most people are sitting on $100-$500+ of unused stuff without realizing it!

Action: Pick a category that tends to creep (takeout is my personal choice) and set a hard cap that’s 20-30% lower than usual for the next two weeks.

Short-term constraints force better decisions (using what you have, delaying purchases, choosing cheaper options) - and the best part is, most people don’t go back to their old spending levels after.